Each time a woman stands up for herself, without claiming it, she stands up for all women

We're a passionate group of people working from all over India to build the future of Women empowerment.

The Finclub Microcare Foundation[FMF] was incorporated under Section 8 Companies Act 2013 by the FMF Board of Directors in New Delhi in 2022. It is the “NON-PROFITABLE ORGANIZATION”. Iraivi is the brand of Finclub Microcare Foundation, with a core objective of alleviating poverty through livelihood development initiatives that reach out to the underserved poor who do not have access to credit from traditional financial institutions at affordable rates of interest and at the appropriate time.

As a socially responsible entity, Iraivi FMF actively engages in Corporate Social Responsibility (CSR) initiatives, that go beyond the Self Help Group and Joint Liability Group. The CSR of FMF recognizes the importance of good health for the well-being and productivity of our Target Communities.

FMF has aided a significant number of active groups. We presently possess a branch in Chennai Suburban, operating in various socially and economically disadvantaged communities. FMF solely works in the most underserved areas of rural, semi-urban, and metropolitan regions, with a focus on women's entrepreneurship and also on social enrichment. FMF is committed to helping underprivileged communities to cultivate secure futures for the next generation. We work with the most marginalized families and communities, regardless of religion, race, ethnicity, and gender, to generate lasting transformation in their lives.

Finclub Microcare Foundation assists isolated communities with modest incomes by offering economic and livelihood approaches, encouraging families to generate a source of income and employment opportunities, and unleashing communities' economic potential to prosper. Benefits include reliable livelihoods, enhanced economic well-being, better community well-being, less reliance on external aid, and a renaissance of hope and pride. Our unwavering commitment revolves around the noble mission of empowering women and men hailing from lower socio-economic backgrounds. Through our dedicated efforts, we aim to offer them a pathway to brighter and more prosperous lives.

The FMF board of directors includes notable individuals with extensive experience in the Social Sector, Finance, Technology, and other fields. They are guiding the FMF at the highest levels, and it has become a replicable model. The systems and procedures are well-defined and scrupulously followed. FMF's unique selling point is its high level of transparency. The key objective for which FMF was established remains unchanged, with an emphasis on empowering the underserved areas. Finclub Microcare Foundation firmly supports granting a better livelihood to underprivileged individuals and communities.

FMF's business approach entails SHGs and JLGs in rural, semi-urban, and urban areas for socio-economic activities which include Micro-Entrepreneurs, Artisans, agriculture, allied agriculture, and other small income-generating activities. FMF enriches the target communities with group liability which serves as collateral. The entire strategy of FMF activities closely adheres to the standards published by the Reserve Bank of India from time to time.

Our Vision

Empowering marginalized communities for sustainable economic growth and social progress.

  • To be a driving force in promoting economic empowerment and alleviating poverty through diverse services by addressing and positively benefiting countless impoverished individuals and communities.
  • We prioritize economically disadvantaged and marginalized populations' access to better opportunities that strengthen impoverished social networks.
  • To uplift and empower communities that have traditionally been marginalized by the formal financial system.
  • To improve the well-being and empowerment of underserved individuals and communities.
  • To serve as a guiding light to enable long-lasting, permanent improvements in our Target Entrepreneurs' lives that contribute to greater societal progress, such as enhanced resilience, raised living standards, and community growth.

Our Mission

Empowering Solutions for Inclusive Microfinance and Institutional Excellence.

Accessible MicrocreditOur mission is to provide accessible and sustainable micro-credit services tailored to the needs of low-income individuals and micro-entrepreneurs.
Inclusive SolutionsOur Core service is to design solutions that are accessible and approachable to meet the unique needs and constraints of the less fortunate communities.
Empowering Self-RelianceWe empower our broader role in leveraging services that ultimately enable the target clientele to become self-reliant and financially resilient.
Institutional GuidanceWe provide clear and concise guiding principles for the organization's strategic direction, operational priorities, and decision-making processes to Lead a Standard Institution successfully.

Our Objective

Fostering women's empowerment through inclusive financial support and community engagement.

Our thrust is on "Women Empowerment and Development". To strengthen their economy, social standing, and health.
Make reach the unreached poor, who lack access to micro-credit from traditional financial institutions, at a low rate of interest.
To Engage the impoverished and make them financially viable.
To reinforce their attempts to reach and stay above the poverty level.
To offer need-based credit to vulnerable communities.

We're always working on socio-economic goals

Finclub Microcare Foundation envisions a marginalized society that promotes an enduring and lively economic and development landscape in which every impoverished person has access to skills and entrepreneurship networks as well as Micro-Credit at affordable rates, to optimize livelihood opportunities.

Objectives

  • Role
    Empowering Economic Prosperity
    Description
    We provide unrelenting assistance and a multitude of essential resources, all aimed at improving economic well-being and a better quality of life. Being convinced of the potential of every impoverished society motivates us to build a future in which they can thrive and accomplish their intended objectives.
  • Role
    Inclusive Access Initiative
    Description
    We diversify the scope of our reach and implement an access plan in rural, semi-urban, and metropolitan areas that are inaccessible to underprivileged men and women entrepreneurs. As the representative of the standard organization, we assure complete compliance, meticulous monitoring, and the policies and practices required to maintain statutory regulations.
  • Role
    Empowering Financial Literacy
    Description
    We take great delight in responsibly enriching the underserved community of people. This begins with providing proper financial literacy and credit discipline instruction before extending Micro-credit to them. This has enabled us to provide collateral-free micro-credit while maintaining nearly zero default rates.